:root{
  --ink:#15171c; --muted:#667085; --paper:#fbfaf7; --card:#ffffff;
  --accent:#d97706; --accent2:#7c2d12; --line:#e7e3dc; --soft:#f4efe7;
  --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.68}
a{color:#8a3e08;text-decoration-thickness:.08em;text-underline-offset:.16em}
a:hover{color:#5f2a06}
.wrap{width:min(var(--max),calc(100% - 36px));margin:auto}
.site-header{position:sticky;top:0;z-index:10;background:rgba(251,250,247,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:70px}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink);font-weight:850;letter-spacing:-.02em}
.brand-mark{width:34px;height:34px;border-radius:10px;background:var(--ink);color:white;display:grid;place-items:center;font-size:18px;font-weight:900}
nav{display:flex;gap:17px;align-items:center;flex-wrap:wrap}
nav a{text-decoration:none;color:#363a43;font-weight:650;font-size:.94rem}
.hero{padding:72px 0 44px}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:800;font-size:.76rem;color:var(--accent2)}
h1,h2,h3{line-height:1.13;letter-spacing:-.035em}
h1{font-size:clamp(2.45rem,6vw,5rem);max-width:920px;margin:.18em 0}
h2{font-size:clamp(1.65rem,3vw,2.55rem);margin-top:1.7em}
h3{font-size:1.28rem;margin-top:1.4em}
.lede{font-size:1.24rem;color:#414650;max-width:800px}
.hero-grid{display:grid;grid-template-columns:1.5fr .8fr;gap:34px;align-items:end}
.hero-card,.card,.cta,.note,.toc{background:var(--card);border:1px solid var(--line);border-radius:18px;box-shadow:0 10px 35px rgba(22,22,22,.04)}
.hero-card{padding:24px}
.stat{font-size:2rem;font-weight:900;letter-spacing:-.04em}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{padding:22px}
.card h3{margin-top:0}
.card p{color:#565c67}
.card a.stretch{text-decoration:none;color:var(--ink)}
.article-shell{display:grid;grid-template-columns:minmax(0,760px) 290px;gap:44px;padding:36px 0 70px}
.article{font-size:1.04rem}
.article p,.article li{color:#343943}
.article ul,.article ol{padding-left:1.3rem}
.toc{padding:18px;position:sticky;top:94px;height:max-content}
.toc strong{display:block;margin-bottom:8px}
.toc a{display:block;text-decoration:none;padding:4px 0;color:#555b65;font-size:.93rem}
.breadcrumbs{font-size:.88rem;color:var(--muted);padding-top:22px}
.breadcrumbs a{color:var(--muted)}
.cta{padding:26px;margin:30px 0;background:linear-gradient(135deg,#1f232b,#121418);color:white;border:none}
.cta h2,.cta h3{margin-top:0;color:white}
.cta p{color:#e5e7eb}
.button{display:inline-block;background:#f59e0b;color:#201405!important;text-decoration:none!important;padding:13px 18px;border-radius:11px;font-weight:850;margin-top:4px}
.button.secondary{background:white;color:#1d2129!important;border:1px solid var(--line)}
.note{padding:18px 20px;background:var(--soft);box-shadow:none}
.kicker{font-size:.92rem;color:var(--muted);font-weight:650}
.comparison{width:100%;border-collapse:collapse;margin:22px 0;background:white;border:1px solid var(--line)}
.comparison th,.comparison td{padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left}
.comparison th{background:#f5f1ea}
.callout{border-left:4px solid var(--accent);padding:8px 0 8px 18px;margin:22px 0}
.footer{border-top:1px solid var(--line);padding:36px 0 60px;color:#626872;font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
.footer a{color:#626872}
.section{padding:34px 0}
.pill{display:inline-block;border:1px solid var(--line);border-radius:999px;padding:6px 10px;font-size:.82rem;color:#555b65;background:white;margin:2px 4px 2px 0}
.disclosure{font-size:.89rem;color:#666c75}
@media(max-width:850px){
 .hero-grid,.article-shell,.footer-grid{grid-template-columns:1fr}
 .grid{grid-template-columns:1fr}
 nav{display:none}
 .toc{position:static}
 .hero{padding-top:46px}
}